Gainesville Refinance Mortgage


Gainesville homeowners have been the hardest hit during the economic down turn of the past 10 years. A bunch of homeowners have lost their home by means of foreclosure, and if proper steps are not implemented, more foreclosure will take place. If you are challenged with home mortgage payments and fear losing your home, First Nationwide Lending can guide borrowers in the proper direction to ensure you can refinance your Gainesville home loan.

What is Gainesville Refinancing?

Most homeowners falsely assume that refinancing means reworking your existing Gainesville Florida mortgage, however, refinancing entails obtaining a new home mortgage to pay off the previous mortgage, with refinancing you are able to obtain new and better terms.

Benefits of a Gainesville Refinance

•  Getting lower rates means, reduced monthly mortgage payments.
•  Reduce your home mortgage term, helping you pay your mortgage loan faster, thereby allowing you to save in interest over the life of the loan
•  Increase the length of your mortgage term to disburse your payments over a larger time frame, therefore relieving stress
•  Refinancing for a higher home loan amount and receive money for renovation, college tuition or other miscellaneous expenses

At what point you consider a Gainesville refinance?

Refinancing your current mortgage can be extremely beneficial but to fully optimize its pros it must be executed correctly. If you come across a fixed rate loan on your Gainesville property and the rates have dropped below your current mortgage rate. It might be an opportune time to refinance. Additionally, if you are less than 10 years into a 30 year loan and the mortgage rates are below what you’re paying now, then you will gain from Gainesville refinancing.

Refinancing can be somewhat challenging in today’s environment but with the assistance of First Nationwide Lending you can determine what may be the plan of action that would be best with regards to your existing Gainesville home mortgage. For consultation and guidance regarding refinancing please contact First Nationwide Lending at (877) 442-4023 or complete a rate quote form to get pre-qualified.

First Nationwide Lending offers home owners, and those look to refinance, a variety of different financial options, including, but not limited to: purchase mortgages, refinance loans, reverse mortgage loans, USDA loans, FHA home loans, jumbo mortgage loans, HARP refinance mortgages, and VA loans.


Contact Us


1990 Main Street, Suite 750
Sarasota, FL 34236
Phone: (941) 256-3729
Toll Free: (877) 442-4023

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