Gainesville VA Loans


A Gainesville Florida VA loan is a mortgage loan issued by private lenders that are supported by the VA department so that the process of getting a mortgage loan can become easier for vets. The money is then lent by the lenders themselves but the guarantees from the VA help them in finding reliable clients among the veterans.

Who is Qualified for a Gainesville VA Home Mortgage Loan?

There are four kinds of people who can apply for Gainesville VA home loans. These are:

• Veterans who served with the U.S. military.
• Military personnel who are currently on active duty.
• Member or reservists of the National Guard.
• Spouses of certain veterans that are now deceased.

Qualifying Requirements for Gainesville VA Mortgage Loans

Not all veteran qualifies for a VA mortgage. In order to be eligible, veterans require:

• Sufficient and reliable credit history.
• A stable means of income.
• A valid Certificate of Eligibility (COE).

The VA-guaranteed home loan is offered only when the house is for personal use of the borrower. However, the funds can be used to buy the property, develop it or to make improvements in it, as per the requirements of the borrower.

Gathering a COE for Gainesville VA Home Loans

For the gathering of a Certificate of Eligibility, service men and women of the armed forces and veterans need to have completed specific time durations of honorable service. On the other hand, the requirement criteria for the significant others of veterans to obtain a loan is somewhat different. It includes:

• Spouses of veterans that are now deceased who have not remarried.
• Spouses of veterans who have gone missing in action or are prisoners of war.
• Spouses who have remarried after reaching the age of 57.
• Spouses of those veterans who are alive but have been disabled during service.

If you think you are eligible for a Gainesville VA mortgagecontact First Nationwide Lending at (877) 442-4023 for more information today!

First Nationwide Lending offers home owners, and those look to refinance, a variety of different financial options, including, but not limited to: purchase mortgages, refinance loans, reverse mortgage loans, USDA loans, FHA home loans, jumbo mortgage loans, HARP refinance mortgages, and VA loans.


Contact Us


1990 Main Street, Suite 750
Sarasota, FL 34236
Phone: (941) 256-3729
Toll Free: (877) 442-4023

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