Lakeland VA Loans


A Lakeland Florida VA mortgage loan is a home loan issued by private lenders that are backed by the VA department so that the process of obtaining a home loan can become easier for vets. The money is then lent by the mortgage companies themselves but the guarantees from the VA help them in finding reliable borrowers among the veterans.

Who is Qualified for a Lakeland Florida VA Home Mortgage?

There are four types of people who can apply for Lakeland VA mortgages. These are:

• Veterans who served with the United States armed forces.
• Military personnel which are currently active on duty.
• Member or reservists of the National Guard.
• Spouses of certain deceased veterans.

Qualifying Requirements for Lakeland VA Mortgages

Not every veteran is eligible for a VA home loan. In order to be eligible, veterans require:

• Sufficient and reliable credit history.
• A stable means of income.
• A valid Certificate of Eligibility (COE).

The VA-guaranteed loan in Lakeland is offered only when the home is for personal use of the client. However, the funds can be used to purchase the property, build it or to make changes to it, as per the requirements of the client.

Obtaining a COE for Lakeland VA Home Loans

For the gathering of a COE, in-service members of the armed forces need to have fulfilled specific time amounts of service. On the other hand, the requirement criteria for the spouses of vets to get a mortgage loan is slightly different. It consists of:

• Spouses of deceased veterans who have not remarried.
• Spouses of veterans who have gone MIA or are prisoners of war.
• Spouses who remarried after reaching the age of 57.
• Spouses of vets which still alive but have been disabled during service.

If you think you are eligible for a Lakeland Florida VA mortgagecontact First Nationwide Lending at (877) 442-4023 for more information today!


Contact Us


1990 Main Street, Suite 750
Sarasota, FL 34236
Phone: (941) 256-3729
Toll Free: (877) 442-4023

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