Naples FHA Loans


Naples Florida FHA mortgage loans allow clients to get an easy loan for your house. The United States federal government insures these mortgage loans via the Federal Housing Administration (FHA) to ensure home owners to get mortgage loans with limited conditions and to provide security to the mortgage banker. If a person misses his payments, the mortgage insurance covers the loss of the mortgage bankers.

Benefits of Naples FHA Mortgages

With a limited down of only 3.5% and its flexible terms of borrowing, Naples Florida FHA mortgage loans are one of the best options for FTHB in today’s market. Even clients with bad credit history can easily opt for a Naples Florida FHA loan.

Drawbacks of a Naples FHA Mortgage Loan

With the benefits of easy accessibility comes the drawbacks that you will have to pay a little extra on your regular loan payments to cover the MI.

Necessities to Qualify for an FHA Mortgage Loan

To ensure you meet the requirements for a Naples Florida FHA loan, you need to be a legal citizen of the Unites States with a steady job. Moreover, as the FHA only accepts selected mortgage bankers for their loan insurance, you can not apply online for a Naples Florida FHA loan from every mortgage banker. Even after you locate the best loan from every mortgage banker, an FHA loan is only acceptable if the house you wish to purchase has been approved by the department of Federal Housing Administration.

Maximum Limits of a Naples FHA Mortgage Loan

The limits of the loan amount vary from state to state and county to county, however, the general max loan limit is approximately $625,000.

How to Get a Naples FHA Mortgage Loan?

If you wish to request a Naples Florida FHA loan, contact First Nationwide Lending, where we can provide you with more information regarding these mortgage loans and clarify your query to speed up the process of buying your new home.

First Nationwide Lending offers a variety of mortgage programs, including, but not limited to: refinance loans, purchase mortgages, USDA loans,  FHA home loans, jumbo mortgage loans, reverse mortgages, HARP mortgages, and VA loans.


Contact Us


1990 Main Street, Suite 750
Sarasota, FL 34236
Phone: (941) 256-3729
Toll Free: (877) 442-4023

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