Naples FHA Loans


Naples Florida FHA mortgage loans allow borrowers to get an easy mortgage for your home. The federal government insures these mortgage loans through the FHA Department to enable homeowners to get mortgage loans on relaxed conditions and to provide security to the money lender. If a person doesn’t pay his commitments, the government insurance covers the loss of the lenders.

Benefits of Naples FHA Mortgages

With a low down of just 3.5% and its easy terms of borrowing, Naples Florida FHA mortgage loans are a viable option for FTHB today. Even borrowers with bad credit history can simply opt for a Naples Florida FHA mortgage.

Drawbacks of a Naples FHA Mortgage

However with the benefits of easy access comes the negatives that you have to pay a little more on your regular mortgage payments to make up for the MIP.

Guidelines to Get Appproved for an FHA Mortgage

To ensure you qualify for a Naples Florida FHA mortgage, you need to be a legal citizen of the Unites States with a steady job. In addition, as the FHA only approves selected lenders for their mortgage insurance, you can’t apply for a Naples Florida FHA mortgage from every money lender. Even after you locate the best mortgage from every money lender, an FHA mortgage is only acceptable if the house you are requesting to purchase has been approved by the department of Federal Housing Administration.

Maximum Loan Amounts of a Naples FHA Mortgage

The limits of the mortgage amount vary from state to state and county to county, however, the general max mortgage amount is approximately $625,000.

How to Get a Naples FHA Mortgage?

If you wish to request a Naples Florida FHA mortgage, contact us at the First Nationwide Lending, where we can provide you with more information regarding these mortgage loans and clarify your query to streamline the process of buying your new home.

First Nationwide Lending offers a variety of mortgage programs, including, but not limited to: refinance loans, purchase mortgages, USDA loans,  FHA home loans, jumbo mortgage loans, reverse mortgages, HARP mortgages, and VA loans.


Contact Us


1990 Main Street, Suite 750
Sarasota, FL 34236
Phone: (941) 256-3729
Toll Free: (877) 442-4023

Latest News