Pensacola VA Loans


A Pensacola FL VA home loan is a mortgage loan offered by private lenders that are backed by the VA department so that the process of obtaining a mortgage can become simpler for vets. The actual money is lent by the mortgage companies themselves but the guarantees from the VA help them in locating reliable borrowers among the veterans.

Who is Eligible for a Pensacola Florida VA Home Mortgage?

There are four kinds of people who can apply for Pensacola VA mortgage loans. These are:

• Veterans who have served with the U.S. armed forces.
• Military soldiers who are on active duty.
• Member or reservists of the National Guard.
• Spouses of certain deceased veterans.

Eligibility Requirements for Pensacola VA Mortgage Loan

Not all veteran qualifies for a VA home loan. In order to be eligible, veterans require:

• Sufficient and reliable credit history.
• A stable means of income.
• A valid Certificate of Eligibility (COE).

The VA-guaranteed mortgage loan in Pensacola Florida is granted only when the house is for individual use of the client. However, the money can be used to buy the home, build it or to make changes to it, as per the requirements of the client.

Requesting a Certification of Eligibility for Pensacola VA Home Loans

For the request of a COE, in-service members of the armed forces and veterans need to have completed specific time durations of honorable service. On the contrary, the eligibility criteria for the spouses of veterans to obtain a home loan is slightly different. It consists of:

• Spouses of deceased veterans who have not remarried.
• Spouses of veterans who have gone missing in action or are prisoners of war.
• Spouses who have remarried after reaching the age of 57.
• Spouses of vets who are still alive but have been disabled during service.

If you think you might be eligible for a Pensacola Florida VA loancontact First Nationwide Lending at (877) 442-4023 for more information today!


Contact Us


1990 Main Street, Suite 750
Sarasota, FL 34236
Phone: (941) 256-3729
Toll Free: (877) 442-4023

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