Port Charlotte VA Loans


A Port Charlotte VA home mortgage loan is a loan issued by private lenders that are supported by the VA department so that the process of getting a home loan can become simpler for veterans. The funds are lent by the mortgage companies themselves but the guarantees from the VA help them in finding reliable clients among the veterans.

Who is Eligible for a Port Charlotte Florida VA Home Mortgage Loan?

There are four kinds of people who can request Port Charlotte VA home loans. These are:

• Veterans who have served with the United States armed forces.
• Military men and woman who are currently on active duty.
• Reservists or members of the National Guard.
• Spouses of certain veterans that are now deceased.

Eligibility Requirements for Port Charlotte VA Mortgage Loan

Not all veteran is eligible for a VA mortgage. In order to be eligible, veterans require:

• Sufficient and consistent credit history.
• A stable means of income.
• A valid Certificate of Eligibility (COE).

The guarantee by the department of Veterans Affairs mortgage in Port Charlotte Florida is offered only when the house is for personal use of the borrower. However, the funds can be used to purchase the home, build it or to make improvements in it, as per the needs of the borrower.

Requesting a Certification of Eligibility for Port Charlotte VA Mortgages

For the gathering of a COE, service men and women of the armed forces and veterans need to have completed specific time durations of honorable service. On the other hand, the requirement criteria for the significant others of veterans to get a home mortgage loan is somewhat different. It consists of:

• Spouses of veterans that are now deceased who have not remarried.
• Spouses of veterans who have gone MIA or are prisoners of war.
• Spouses who remarried after reaching the age of 57.
• Spouses of those veterans which alive but have been disabled during service.

If you think you are eligible for a Port Charlotte Florida VA home mortgagecontact First Nationwide Lending at (877) 442-4023 for more information today!


Contact Us


1990 Main Street, Suite 750
Sarasota, FL 34236
Phone: (941) 256-3729
Toll Free: (877) 442-4023

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