Saint Cloud VA Loans


A Saint Cloud FL VA mortgage loan is a mortgage provided by private lenders that are supported by the VA department so that the process of applying for a mortgage loan can become easier for veterans. The money is then lent by the mortgage lender themselves but the guarantees from the VA help them in finding reliable borrowers among the veterans.

Who is Eligible for a Saint Cloud FL VA Loan?

There are four types of people who can apply for Saint Cloud VA home mortgages. These are:

• Veterans who have served with the United States military.
• Military men who are currently on active duty.
• Member or reservists of the National Guard.
• Spouses of certain veterans that are now deceased.

Eligibility Requirements for Saint Cloud VA Mortgage Loan

Not all veteran qualifies for a VA home loan. In order to be eligible, veterans require:

• Sufficient and consistent credit background.
• A solid means of income.
• A valid Certificate of Eligibility (COE).

The guarantee by the department of Veterans Affairs mortgage in St Cloud FL is granted only when the home is for personal use of the borrower. However, the money can be used to purchase the home, develop it or to make changes to it, as per the needs of the borrower.

Requesting a Certification of Eligibility for St Cloud VA Home Loans

For the request of a COE, service men and women of the armed forces need to have fulfilled specific time amounts of service. On the other hand, the eligibility criteria for the significant others of veterans to get a mortgage loan is slightly different. It consists of:

• Spouses of veterans that are now deceased who have not remarried.
• Spouses of veterans who have gone missing in action or are POWs.
• Spouses who remarried after reaching the age of 57.
• Spouses of those veterans which alive but were disabled during service.

If you think you might be eligible for a St Cloud Florida VA home mortgagecontact First Nationwide Lending at (877) 442-4023 for more information today!


Contact Us


1990 Main Street, Suite 750
Sarasota, FL 34236
Phone: (941) 256-3729
Toll Free: (877) 442-4023

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