Tampa HARP Refinance

apply-now-todayIf you bought your dream home before May 31, 2009, your home may have depreciated in value. If so, ask yourself, “Am I still paying more when I should pay less? If yes, then Tampa HARP refinance could be the solution. Let First Nationwide Lending help clear your mind and show you what HARP is, how you benefit and how you can acquire it.

Why do a Tampa HARP Refinance?

Assume your home was worth $100,000, with a $80,000 loan. However, due to market decline, it is now worth $60,000. Evidently, you’re paying more even though your home is not worth the same amount. This is where Tampa HARP refinance shows its true color.

Smaller Payments

The best thing about HARP is that you can refinance your home for its new value. As such, instead of repaying $80,000, you may now be required to only pay off $40,000. As such, upon HARP attainment, you will make smaller mortgage payments.


The Tampa HARP refinance is different from other refinancing programs as it offers significantly more stability with a greater number of benefits. With this program, you gain a more stable mortgage. For example, if you are on an ARM, you will likely be switched to a fixed-rate mortgage.

Tampa HARP Eligibility

Of course, nothing is ever that simple. There are certain requirements which must be met in order to gain HARP. These requirements include:

•  The mortgage must belong or be guaranteed by either Fannie Mae or Freddie Mac.
•  You must have acquired the mortgage prior May31, 2009.
•  You have not used HARP before.
•  Your home’s LTV (current) exceeds 80%.
•  You have not defaulted on mortgage payment in the last 12 months.

If you require any more information on Tampa HARP refinance, feel free to contact First Nationwide Lending at (877) 442-4023. We will help clear any confusion and help you get more for less.

First Nationwide Lending offers a variety of different financial programs, depending on the needs of the consumer. Our loan options make it possible for anyone, and everyone, to refinance, or purchase a home. Take advantage of our programs: purchase mortgages, refinance loans, FHA home loans, jumbo mortgage loans, HARP 2.0 mortgages, VA loans, USDA loans, and reverse mortgages.


Contact Us


1990 Main Street, Suite 750
Sarasota, FL 34236
Phone: (941) 256-3729
Toll Free: (877) 442-4023

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