Florida VA Loans

apply-now-todayIf you are a war veteran, surviving spouse, military personnel on active duty or a reservist (member of the National Guard), then you might be eligible for a Florida VA loan. On this page we will take a closer look at these special loan programs.

What are they?
VA loans are a special type of home loan provided to people who once served or still serve in the United Stated military. These loans allow them and/or their spouses a chance to own their very own home. However, these are not loans directly from the U.S. military (the Department of Veteran Affairs, known as the VA). They are simply home loans backed by the VA.

Little to No Down Payment
Possibly the best thing about Florida VA loans is that they require little to no down payment at all. However, this is for homes with a reasonable price on them.

Technically, according to the Department of Veteran Affairs, there really is no limit to the amount of a VA guaranteed loan. Unfortunately, county laws create a limit. In essence, most eligible veterans can acquire a VA loan of $417,000. Depending on the area, this can be increased to over $1,000,000.

The easiest way to attain a VA loan is to contact First Nationwide Lending. For a small fee (sometimes), we will even apply for a Certificate of Eligibility on your behalf, allowing you to acquire the VA loan.

The single biggest requirement for Florida VA loans is having been enlisted in the U.S. military during any time, for at least 90 days continuous. Of course, the specific period requirements are different but this forms a general guideline. As such, this will provide eligibility for a Certificate of Eligibility; a certificate required to obtain the actual VA loan.

If you would like more information on Florida VA loans, feel free to contact us at (877) 442-4023, or you can visit our rate quote page for online requests.


Contact Us


1990 Main Street, Suite 750
Sarasota, FL 34236
Phone: (941) 256-3729
Toll Free: (877) 442-4023

Latest News